Posts Tagged ‘retirement’
Liebster Award Acceptance
Posted on: April 25, 2013
- In: Awards | Blogging
- 19 Comments
A few months ago two lovely ladies nominated me for a Liebster Award, I apologize for just getting around to accepting and thanking them properly.
Thank you Kittehluvs and A Mom’s Point of View, I was truly honored and am humbled that you chose me as a recipient (please accept my apology for the delay in accepting)
I officially accept both nominations and have combined my answers from each of you and am abiding by the following rules:
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Post eleven facts about yourself
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Answer the questions posed by your nominator
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Pass the award on to eleven new recipients
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Post eleven new questions to your bloggers
Upon completion, post the Liebster Award badge to your blog, notify your nominees, and link them to the post, as well as linking the person who nominated you.
Eleven Facts about Me
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I live in the 2nd smallest state, Delaware – home of VP Joe Biden
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I’ll have been married 23 years in August
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I received a BS Degree in Elementary Education from Delaware State (College) University
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I love Jazz, Classical and R&B music
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I am left handed
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I love Classic TV shows – i.e. I Love Lucy, Dragnet, Leave it to Beaver
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I am NOT a sports enthusiast nor can I play any sport
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I love old school horror flicks – Night of the Living Dead, 1968 version is my all time favorite
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I have a soft and loving heart, I look for the good in everyone
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I can’t relax – must always be doing something, even while sleeping, my mind is racing
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I hate to sweat when exercising but it doesn’t bother me when sunbathing – I know, hubby doesn’t understand that either
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I hate driving because I have a 3 hour daily commute to work
Eleven Questions from Kittehluvs
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What is your favorite pair of shoes – Polka Dot Pumps
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What perfume/scent do you wear – As an Avon Rep I have many but my favorite is Bijan
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Do you like vintage or modern style? Explain – Both, and when mixed the vintage becomes the new modern
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What is your favorite piece of furniture – My Bed – I love to sleep!
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Do you collect something? What is it? – I used to collect African American Santas and Angels – but have since stopped buying – time to start downsizing
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Favorite Things? Least Favorite Things? Use your imagination – A positive balance in my checkbook – a negative balance in my checkbook!
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What is one piece of advice you’d like to give to your readers? “Don’t Stress The Small Stuff – Life is Too Short”
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Thinking about how and when you grew up, where do you think your style inspiration came from? – Born in the 60’s, and raised in New York – no explanation needed
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If you could do anything crazy for 1 day and be assured that nothing harmful could happen, what would it be? – Wow…that’s definitely a hard one…hmmm hack the system to wipe my credit report clean, zero balance out everything!
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Where do you see yourself in 5 years? In 10 years? – semi-retired and debt free/retired and debt free
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What is your best asset? Could be physical or not – Positive Attitude
Eleven Questions from A Mom’s Point of View
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What made you decide to start blogging? – After the death of my grandmother, I needed someone to share my bargains and deals with
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How often to you write a blog post? – Daily
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Do you have children and how many? 2 sons, ages 17 and 20
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What is your favorite book? – Everything written by the late E. Lynn Harris
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Do you read eBooks or paper books? – both but neither often
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How long could you live without electricity? – a week maybe
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One word to describe your personality? – Positive
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Dog or Cat person? Cat but don’t have either
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Have you bought a tablet yet? – I won one from a contest sponsored by WPHL17
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Apple or Android? – Both, Apple iPad, Android “not-so-smart” Phone
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Facebook or Google+ ? – Both but I like FB better
My Nominees
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Images by Dashfield
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The L Train
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Mitzie Mee
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Curls and Mo
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Calm Healthy Sexy
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Divas With A Purpose
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Fashion For Lunch
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Free UR Closet
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Tough Cookie Mommy
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Lifestyle Over 40
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Pride in Photos
Questions for my nominees:
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Where is your fantasy vacation spot?
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If you could live anywhere in the world, where would it be?
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Who influenced you the most while growing up?
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Who do you now admire and why?
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What is your biggest pet peeve?
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How do you like to travel – planes, trains or automobiles?
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What is your favorite quote or inspirational message?
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Winter, Spring, Summer or Fall?
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Best gift ever received?
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If you could go shopping with someone famous with an unlimited budget who would it be and where?
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What is #1 on your Bucket List?
Tags: 1960's, African American, Androide, Apple iPad, avon rep, awards, Bijan, black and white television shows, bloggers, BS Degree, Bucket List, celebrities, Christmas Santa and Angels, classic tv, classic tv shows, Classical, debt free, Delaware State College, Dragnet, E. Lynn Harris, Elementary Education, entertainment, Facebook, Google, horror flicks, i love lucy, jazz, leave it to beaver, Liebster Award, movies, New York, Night of the Living Dead, positive attitude, post eleven, R&B, retirement, smartphone, sport, Tablet, WPHL17
First State Saves Week 2013 as part of the “Got $avings” Program kicks off on Monday, February 25th
“First State Saves Week reminds us to Save Early and Save Often!”
You are invited to attend any of these FREE classes that are intended to help Delawareans build wealth not debt.
19 Ways to Find Money to Invest
Monday, Feb. 25th, 6:30 – 8:30 pm @ Bear Library
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Lighten Up Your Energy Bill
Tuesday, Feb. 26th, 6:00-8:00 pm @ Junior Achievement
522 S. Walnut Street, Wilmington
Free Parking, Snacks and Door Prizes
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Understanding Standing Loans
Wednesday, Feb. 27th, 12:00 noon – 1:30 pm @ Dover Library
Light Lunch Provided
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Retirement Has Changed, What’s Your Next Move?
Thursday, Feb. 28th, 10:30 – 12:00 noon @ Rehoboth Beach Library
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Snowed Under by Clutter
Friday, March 1st, 12:00 noon – 1:30 pm @ Claymont Community Center
Light Lunch Provided
Classes are Free but registration is required ~ www.dfli.org or 877.307.6858
Tags: classes, Claymont Community Center, debt, Delaware, Delaware Financial Literacy Institute, dfli, door prizes, Dover Library, education, energy bill, finances, financial literacy, first state, First State Saves Week 2013, free, free courses, free parking, Got $avings, investing, Junior Achievement, light lunch, loans, Maryland, refreshments, Rehoboth Beach Library, retirement, savings, snacks, wealth
“For Women, About Women, & By Women and the Men in their lives!”
From Purses to Portfolios was a free conference presented by the Delaware Financial Literacy Institute and supported by Citi Foundation. This was the 5th year of the conference which empowers women to take charge of their financial future. Several years ago hubby and I attended a free financial program sponsored by The Money School of Delaware and the presenter was Alisha Adams, from Primerica Financial Services. She later became our financial adviser and I attended other free events, however, this was the first time at the all-day conference.
The 2012 Conference was sponsored by numerous companies including Citizens Bank, The News Journal, State Farm Insurance, United Way, Wells Fargo and others. This year’s theme was FAB – FOR women ABOUT women BY women. Women of all ages, young and old, black and white as well as more than 60 Exhibitors filled the Chase Center on the Riverfront. Some of the FAB Exhibitors included AIDS Delaware; Ardyss; Bank of America; City of Wilmington; Declutter Enterprise, LLC; Delaware Hospice; Easter Seals; Dollar Build; Garages Aux Trois; Goodwill of DE; Mary Kay; SCORE Delaware; Primerica Financial Services; Senior Helpers; Stop The Violence; Wilmington Women in Business;Tastefully Simple and YWCA DE Center for Women’s Entrepreneurship.
Arriving early Saturday morning waiting outside for the 8:30 opening, I stood in line and socialized with a variety of women all there with a common goal – to become more financially literate. Upon entering we received a program, a name badge, two tickets for lunch/beverages and a cute pink leopard print tote in exchange for completing a demographics survey form. After having a cup of coffee and muffin, I walked up and down “Women’s Biz Boulevard” checking out the vendors, filling out forms, taking pictures and exchanging business cards. Later on I met up with my girlfriends and we walked, talked, and then attended the opening session with the key note speaker Mary Caraccioli, The Money Confidante. State Treasure, Chip Flowers and New Castle County President, Tom Kovach spoke for a few minutes as did Governor Jack Markell who almost didn’t make it due to state preparations for Hurricane Sandy.
There were four seminars from which to choose for the morning and afternoon sessions. We chose, Perfect Credit:7 Steps to a Great Credit Rating. Lynnette Khalfani-Cox, a personal financial expert and a NY Times bestseller talked about credit; credit repair; credit scores; rules and regulations; how credit scores affect interest rates on loans as well as insurance rates; jobs and employment. The seminar was very informative and there was ample time for audience questions.
For perfect credit follow these 7 rules:
PULL your credit report regularly
EXAMINE your credit report carefully
REDUCE debt and manage bills wisely
FIX errors to protect your credit
ENHANCE credit file regularly
CONTACT creditors and negotiate
TAKE time educate yourself and reevaluate
For more information check out her blog at @askthemoneycoach.com
Bag lunches were provided and the choices were either a Turkey Sandwich or Vegetarian Wrap, both included a packaged cookie and apple, I chose the wrap which was fresh and delicious!
After lunch we walked “Women’s Biz Boulevard” gathering information from the FAB exhibitors, stopping to test products, enter drawings and purchase raffle tickets.
The afternoon session began at 2:00, and we chose to attend “Retirement:Never Too Early, Never Too Late” sponsored by AARP, and presented by Jean Setzfand, VP of Financial Security. I learned more about retirement funds as well as Social Security benefits and of making wise financial decisions that will affect me in my golden years. I also learned that AARP uses Linkedin to identify and promote the best companies for it’s members, currently at 152. I will definitely enroll the next time I get the application in the mail – lol!
The day ended with a Recognition Ceremony, Closing Remarks and Door Prizes which included items donated by Big Fish Grill; Brew HaHa; Citi; Delaware Art Museum; Hagley Museum; Star Nails & Spa; Trader Joe’s and WAWA as well as new Michael Kors and Coach purses provided by Mrs. Carper and First Lady Markell. None of us won a door prize, however, we did win additional knowledge that will assist in making wise financial decisions and having me think twice before purchasing that next pair of shoes!
Thank you Delaware for a great “Girlfriend Day Out” and I look forward to the 2013 Conference.
Tags: aarp, AIDS Delaware, Ardyss, Bank of America, Big Fish Grill, Brew HaHa, chase center on the riverfront, Citi, citizens bank, City of Wilmington, Coach purse, conference, credit repair, credit scores, declutter enterprises, Delaware, Delaware Art Muesum, Delaware Hospice, Dollar Build, door prizes, Easter Seals, empowerment, entreprenurs, Financial Seminar, free, from purses to porfolios, Garages Aux Trois, Goodwill of DE, govenor jack markell, Hagley Museum, Home Based Business, hurricane sandy, llc, Mary Kay, retirement, SCORE Delaware, social security, Star Nails and Spa, state treasurer chip flowers, Stop the Violence, Tastefully Simple, the news journal, tom kovach, trader joe's, united way, vendors, WAWA, Wilmington Women in Business, women, YWCA
Fashion and Fun after Fifty 